Fall Term 5th Period CFM (Mrs. Beckford)-RQS11T-03, RQS11T-04, RQS11T-50 Assignments

Which of these is the most likely outcome of a financial crisis?

A person who has had his __________ stolen is most likely the victim of identity theft.

A lack of financial literacy can cause you to lose your __________.

Financial literacy is the set of skills and knowledge needed to make informed decisions about __________.

What does IRA stand for?

Stella has developed a new kind of energy drink, and now she is trying to decide where to sell it. Which of the 4Ps of marketing is she concerned with at the moment?

Enter your Apex unit 7 Final Exam score in the private comments and turn in.

Enter your Apex unit 6.8.2 (CST) test score in the private comments and turn in.

Enter your Apex unit 5.8.2 (CST) test score in the private comments and turn in.

In business terms, the word agreement is equivalent to the word _____.

An alternative to car buying is to make monthly payments for a period of time, and then return the vehicle to the dealer, or purchase it. This is called _____.

Additional fees that are paid when finalizing a home purchase are also known as _____.

What is the term for the price that a car manufacturer recommends for a certain vehicle model?

What is the third largest expense of a typical American consumer, based on surveys?

What is the third largest expense of a typical American consumer, based on surveys?

What is the second largest expense of a typical American consumer, based on surveys?

What is the second largest expense of a typical American consumer, based on surveys?

What is the largest expense of a typical American consumer based on surveys?

Which of the following debts could possibly be forgiven under chapter 7 bankruptcy?

Which of the following is not a valid FICO credit score?

An estimate of a person's ability to pay off debts based on how much cash and assets he or she has is called what?

Which of these purchases is more likely to be paid for with a credit card?

Orlando just got a new credit card that offers both an introductory APR and a standard APR. If the standard APR is 19.8%, which of the following rates would most likely be the introductory APR?

According to the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, credit cards must now disclose which of the following?

According to the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, credit cards must now disclose which of the following?

Marcia has a balance of $1700 on her credit card, which she plans to pay off by making a payment of the same amount each month. Which of these monthly amounts will allow Marcia to pay off her balance fastest?

Armando received his credit card bill and noticed multiple unauthorized charges. How soon must he notify his bank of these charges before he becomes entirely responsible for paying them?

Which method for calculating a credit card balance takes into account both the purchases and the payments made during the current billing cycle?

According to the Truth in Lending Act, what must banks do?

Today, the most common form of payment is _____.

Which of the following is an advantage to using cash?

A collection of various stocks, bonds, and other investments all grouped into a single unit is called a _____.

Enter your Apex unit 3.7.2 (CST) test score in the private comments and turn in.

Enter your unit 2.7.2 Income & Budgeting (CST) test score in the private comments and turn in

Enter your Apex unit 4.8.2 (CST) test score in the private comments and turn in.

A portion or share of ownership in a corporation is called a _____.

Compared to basic savings accounts, CDs are _____ liquid and have _____ interest rates.

What is the name of the computerized system that provides price quotations for various stocks traded on the market?

Stocks, compared to bonds, have which of the following characteristics?

When it comes to interest, most CDs will allow which of the following options?

Olivia wants a good interest rate, and she doesn't need her money for six months to a year. Which of these options for saving money is best for her?

Kiera is buying a new car and is looking for the best auto loan to pay for her purchase. What loan should she choose?

According to the rule of 72, if Jo invests $100 and $1000 into two separate accounts with the same interest rate, which amount will double faster?

A savings account that pays interest every 3 months is said to have a _____ interest period.

How is a piece-rate worker paid?

A benefit of working an hourly wage is that the more you work the more you make. True or False.

If you write on your timecard that you worked 6.75 hours, how long did you work?

Which of the following is a service that banks provide?

Investments are different from savings accounts in that they ______.

Which of the following is NOT an Optional Deduction?

If you earned $977 a week last year, what was your yearly salary?

Which of these conditions is most likely to exist in a recession or depression?

What kind of checking account pays interest on the mean balance of the account during a particular cycle?

The ability to conduct financial transactions through a smartphone is known as _____.

Which of the three bank cards has the highest level of security among banking cards?

What is the Federal Reserve and what is its purpose?

Why might a customer prefer to put money into a savings account instead of a checking account?

What are some benefits of online banking?

What is the purpose of the Federal Deposit Insurance Corporation (FDIC)?

What financial institution would be best for you if you are looking for a safe place to deposit the $3000 check you earned while working last summer?

What is the acronym for combination of the taxes deducted for Social Security and Medicare?

If you had a job with a yearly salary of $20,800, what would your hourly wage be (assuming you work 40 hours per week)?

What is the formula for calculating yearly wage from weekly wage?

Deflation could be caused by a (n) ________ in money supply.

Enter your Apex unit 1.6.2 (CST) test score in the private comments and turn in.

How does Inflation affect money?

If your take-home pay is $64,800 a year, what is the maximum amount that you should spend on rent each month?

A budget allows you to be sure that you don't spend more money than you earn each month.
Select whether this statement is true or false and be prepared to explain your answer.

If you make $45,000 a year and spend $850 on rent and $200 on utilities each month, how much money do you have left over each month?

How much should you ideally spend on housing per month?

What is the meaning of the term "standard of living"?

(Compensation Packages)

Define the term "Progressive Tax"

By when should you receive your W-2 form every year?

Why do we need to complete a W-4 form?

What is Taxable Income?

Why is a 401(K) plan called a retirement plan?

What are some benefits that may be included in a compensation package?

What is a compensation package?

If you earn $11 an hour and you work 40 hours in a week, how much do you earn in 1 week?

Describe overtime pay.

What are some examples of hourly wage jobs?

What are the three basic ways to get paid for work?

How would you define the terms "median" and "mean"?

What is the difference between an ability and a skill?

Submit your Journal 1.1.3 assignment here.

All Journal assignments for Week 2 are due 9/25/2020

Submit your Journal 1.1.3 assignment here.

All Journal assignments for Week 2 are due 9/25/2020

Submit your Journal 1.1.3 assignment here.

All Journal assignments for Week 2 are due 9/25/2020

Where do you see yourself in the next 5 years?

How is a career different from a job?

What is the most common source of income?

What are some examples of financial goals?

Why do we need to be financially literate?

Complete this brief questionnaire after reading the course syllabus

1. Write Your 6 Word Story
Using the Jamboard link below, write your own story about your life during the Coronavirus pandemic in six words (no more, no less). Your story does not have to be a complete sentence, but try to avoid making a list of six unrelated words. Use powerful words, mainly nouns and verbs. The most important thing is to make it personal, be honest, and be yourself.
Prompts:
> What does social isolation feel like?
> How has your family life changed?
> What do you miss the most or least about school?
> What have you discovered? Describe a new book, show, podcast, recipe.
> What advice do you have for surviving your parents or caretaker?
> How do you think life will change when this is over?

https://jamboard.google.com/d/17MKF7vVGfpRyZRmLQqFJn2m1XMKMBINKKj6V8ulBCYk/viewer?f=0

Class Discussion Questions
1. What were the common themes from your classmates? Why did these stand out in particular?
2. Which of these stories is the most moving, tragic, surprising, funniest, and why?

1. Explore careers at a glance - Learn about careers at the link provided.
https://www.careeronestop.org/Toolkit/Careers/Occupations/occupation-profile.aspx

Visit the Occupation Profile to see details for any one of more than 900 careers. You'll learn:

What do people do on the job in this career?
What's the employment outlook for the career?.
How much money do people earn in this career?
How much education or training do people need for this career?
Is this career a good fit for your interests, skills, and abilities?

2. Select up to 10 occupations that interest you.

3. From this list select the one that you feel suits you best and write a one page detailed reflection to explain your choice.

3. Submit using a google doc (including images is a plus!)

Can You Tell Your Story in Just 6 Words?

Instructions to complete the activity:
1. Complete the quiz at the Playbuzz link below
https://www.playbuzz.com/doloreshaze10/which-6-word-story-describes-your-personality
You may also create your own 6 word story independently. See the youtube video links below for guidance.

2. Copy your 6 word story from Playbuzz.

3. Locate your class page at the Jamboard link below and paste who you are in 6 words to the Jamboard
https://jamboard.google.com/d/1PK16AscD3sZQtThfRf9o4mT_5P1aAEpp3aUKyeFOmtk/viewer?f=0

Don't worry there will be a brief demonstration at the start of the activity.